MARTINSVILLE — The City of Martinsville held a meeting with
The meeting also discussed the comprehensive analysis of the flood zones of the AE zone for
AE inundation zones apply to geographic areas that are vulnerable to inundation due to flooding with a one percent annual probability. AE zones are considered particularly dangerous areas of increased flood risk.
The main purpose of the meeting was to review updated flood risk data related to the county and the city, as well as outline the next steps in the map adoption process. Floodplain management was also discussed as part of the local ordinance update process to reflect any revised map approvals to comply with the regulatory framework of the National Flood Insurance Program.
If a city chooses to participate in the National Flood Insurance Plan, it must also incorporate recently updated flood risk data into its local flood protection regulations. This step must be completed by the time the new Flood Insurance Rate Map goes into effect.
Martinsville city government, including the mayor
“Many of these structures do not have insurance because they are not required to do so. The first evidence they will receive from the lender is a letter asking them to either purchase the policy or the lender will purchase it on their behalf at a higher price. ” said Hinterlong.
They also discussed insurance options for property owners. Real estate owners are given a discount due to the fact that the mentioned buildings are in the process of being newly built.
To take advantage of the new discount card, flood insurance must be purchased within 12 months of the effective date of the new card. The discount includes a 70% discount from the first
Property owners will have multiple opportunities to learn more about insurance options during two open houses scheduled for next month. They are also advised to contact their insurance agents for a quote on flood insurance.
For property owners who already participate in the National Flood Insurance Program and have a valid flood insurance policy, their total premiums will not exceed an annual increase of 18%.
Chronology of the project
A virtual open day is planned
During the meeting, it was decided that the original date proposed for the in-person open house would need to be rescheduled. The date, time and venue will be confirmed in the near future.
The open houses are designed to give property owners plenty of opportunities to ask any questions they may have about map changes and insurance options. A contribution will also be collected from those present. It will also provide a platform to provide important information to local officials and experts involved in the mapping process.
After both open houses are held, a 90-day appeal period will begin. It is expected to start in January and end in
Property owners and anyone else who may be interested in submitting comments or appeals are encouraged
Before the 90-day appeal period begins, each affected community will receive an appeal letter from
“All appeals or comments will be preliminarily considered or answered
The previous cards will not come into effect until six months after the yet-to-be-determined LFD date.
“When you start an LFD, basically the community has six months before the effective date to update their floodplain ordinance. I know communities in Morgan County have passed ordinances that contain the revised wording that normally applies to these updates, but we have a new model ordinance.”
Hinterlong spent part of the meeting talking about the partnership between
Martinsville’s PAL status has expired
“It was actually created according to a non-binding agreement. It was signed in 2009 and included a 24-month option to provide us with data,” Hinterlong said. “In 2011, when it became apparent that you could not provide us with this data, we began further discussions about what we could potentially do together to demonstrate the risk and create a state-of-the-art hydraulic model that can be used to evaluate your options.”
Hinterlong went on to reveal it
In the period from 2016 to 2021
Flooding in Martinsville
Martinsville is certainly no stranger to flooding. In 2008, the southern part of the city was inundated by a flood that caused significant damage to houses, businesses and a school.
South Martinsville has a reputation for being particularly vulnerable to flooding. Sartor Ditch and Hilldale Cemetery Ditch are commonly used in the area to divert excess storm water away from the city. Water from both ditches enters
Morgan County’s preliminary flood insurance rate map and flood insurance research report can be viewed online here.
We invite property owners to visit