Rhyne spoke during a public discussion held at her office on Thursday about how the first year of the auto reform has gone.
“It works really well for (the auto insurance industry) because they save a ton of money,” said
The law was passed in 2019, but she said the part that harms catastrophic people didn’t kick in until
Rein said no one can afford to continue working at 55 percent of what they were paid in 2019.
“We have the option of leaving a vulnerable person with a disability who, in some cases, could die if we release them, or we can provide services at a loss indefinitely, which is not possible,” Raine said.
She said benefits for all people who suffered catastrophic injuries were cut because no one was “grandfathered.”
“Now we have about 15 that we can continue to care for,” she said, adding that she’s not sure how long those 15 will be able to pay for 45 percent of their care out of pocket.
Ruedisweli said her company has
“It’s not sustainable,” she said. “It is not possible to continue to extend this level of coverage without a solution in mind.”
In addition, Rhyne said at least five people have died in the state after losing home health care because of the law changes.
Before the law was changed, drivers were required to have unlimited personal injury protection (PIP), ie
Rhyne said the state’s auto insurance rates are still among the highest.
“You should be concerned because you’re paying close to what you (paid) before the reform for dramatically reduced coverage,” she said.
Raine said 18,000 people in the state have suffered catastrophic injuries from car accidents. An additional 1,000 people are expected to be injured each year.
Rein said the MCCA has
She said it was private money that people paid to their auto insurance companies, not tax money. Before the new law, she said, insurance companies told the MCCA how much coverage an injured person needed.
“Now the MCCA can say to your insurance company, ‘We’re not going to reimburse you if you pay for this treatment,'” Raine said. “You have a contract with an insurance company. You don’t have a contract with the MCCA, but they decide what you can get.’
Ruedisweli said that when she tells people about the changes and the devastating effects they have on people who are catastrophically injured, they are overwhelmed and want to know how they can help.
People can find more information on the We Can’t Wait Facebook page, she said.
Rhyne said she was disappointed that no local elected officials showed up for Thursday’s community hearing. She said she was told they would be available after the August primary election, which was held last week.