The THT Health open enrollment period for the 2022-23 benefit year has begun
The factors behind the increase are inflation and the teacher shortage — essentially, higher costs are spread among fewer people with health insurance.
“Health Care Costs Are Really Rising”
The premium increase will have the biggest effect on families who choose a traditional PPO plan.
Educators who are insured individually or with one dependent will not see a premium increase for medical benefits, but will see a “nominal premium change” if they choose a dental PPO over the HMO option, according to the trust’s website.
Zumtobel said Thursday night
He said the medical trust was not happy with the premium increase.
In a statement Friday, the school district said, “Since the insurance program is administered by THT, we will entrust them with the response.”
Last school year, teachers began voicing concerns that their health care providers were dropping them as patients or sending them to collections because of unpaid claims.
The school district gave a
In October, an agreement was reached between the district and the teachers’ union. It included financial transparency and other requirements such as settlement of arrears.
Zumtobel told the Review-Journal on Friday that the health fund has done “great things” over the past year, including resolving delinquent claims and collection cases. He said it “turned the operation around”.
He said the trust had not expected premiums to rise, but inflation and fewer teachers had played a role.
The health fund said on its website that its “trend inflation” is 8.73 percent, compared to local and national employers who experience cost increases of 12 to 25 percent in their plans.
It’s hard to recruit teachers, Zumtobel said, noting that he understands the bonus increases aren’t helping.
He said the increase has hit families hard.
“Personally, I hate it, but it would be unfair to put it on individual teachers,” he said.
Secondary school teacher
“Teachers are looking at redundancy options because family allowances have gone up a lot,” he said.
New this year: The school district will contribute
Zumtobel said that’s a significant advantage, noting that he thinks it’s been lost in the conversation.
Another change: additional family categories of subscribers appeared — subscriber plus two to four people and subscriber plus five or more people. Currently it’s just “subscriber plus family”.
There is less premium increase for the high deductible benefit plan that is currently available
By comparison, individual licensed workers will pay anywhere
The employee and one family member will pay between them
©2022 Las Vegas Review-Journal. Visit reviewjournal.com. Distributed by Tribune Content Agency, LLC.